Income limits for Medicaid in Florida

On Behalf of | Aug 27, 2022 | Medicare

Medicaid helps low-income individuals receive health care. According to, over 22 percent of Florida residents used Medicaid in 2021. A large portion of Medicaid users are seniors who require long-term care. However, to qualify, you must meet specific income requirements.

To learn more about your eligibility for Medicaid, continue reading this article. The requirements vary depending on your income and marital status, so understanding the income limit helps prevent denials and plan better for Medicaid.

Regular Medicaid

Regular Medicaid for the aged and disabled is an entitlement program. This means if you qualify, you will receive services without any waitlist. These limits exist until March 31st, 2023.

  • If you are single, your monthly income limit is $997 with an asset limit of $5,000
  • Married couples with one or both spouses applying have a limit of $1,343 per month with an asset limit of $6,000

Nursing home or institutional Medicaid

Institutional or nursing home Medicaid is also an entitlement program. Individuals and couples applying for nursing home Medicaid may subtract $130 from their income for personal needs allowances.

  • Income limits for individuals sit at $2,523 per month with an asset limit of $2,000.
  • Married couples with only one spouse applying have an income limit of $2,523 per month. The asset limit for the applicant is $2,000 and $137,400 for the non-applicant.
  • If both spouses apply, the income limit is $5,046 per month with an asset limit of $3,000

Qualifying for Medicaid as a senior means you must understand your net worth and monthly income. This is not always clear, so start working on quantifying your income and determining your Medicaid eligibility before you need long-term care.